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106 BAY Street, Neptune Beach, FL 32266 (MLS# 2152719)


$2,690,000
106 BAY Street
Neptune Beach, FL 32266
MLS# 2152719
8 beds  |  5 baths

 | 

106 Bay Street Neptune Beach
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106 Bay Street Neptune Beach 106 Bay Lot Dimensions 2nd parcel back from the beach Front Elevation East Facing Decks 07-Exterior Sunset Sunrise Street View 11-Unit 1 Patio 12-Unit 1 Living 13-Unit 1 Living 14-Unit 1 Living 15-Unit 1 Kitchen 16-Unit 1 Dining 17-Unit 1 Bedroom 18-Unit 1 Bedroom 19-Unit 1 Bathroom 20-Unit 1 Bathroom 21-Unit 1 Bedroom 22-Unit 2 Entrance 23-Unit 2 Entrance 24-Unit 2 Patio 25-Unit 2 Patio 26-Unit 1_2 Patio Area 27-Unit 2 Living 28-Unit 2 Living 29-Unit 2 Kitchen 30-Unit 2 Dining 31-Unit 2 Dining 32-Unit 2 Bedroom 33-Unit 2 Bathroom 06-Aerial from Beach 34-Unit 3_4_5 Entrance 35-Yard 36-Yard 37-Yard to Patio 38-Unit 3 Patio 39-Patio 40-Unit 3 Living 41-Unit 3 Living 42-Unit 3 Living 43-Unit 3 Kitchen 44-Unit 3 Kitchen 45-Unit 3 Dining 46-Unit 3 Dining 47-Unit 3 Bedroom 48-Unit 3 Bathroom 49-Unit 3 Bathroom 50-Unit 3 Bedroom 51-Unit 3 Balcony 52-Unit 3 Balcony 53-Unit 3 Balcony View 54-Unit 4 Entrance 55-Unit 4 Living 56-Unit 4 Living 57-Unit 4 Living 58-Unit 4 Dining 59-Unit 4 Dining 60-Unit 4 Kitchen 61-Unit 4 Bedroom 62-Unit 4 Bedroom 63-Unit 4 Bathroom 64-Unit 5 Balcony 65-Unit 5 Balcony View 66-Unit 5 Entrance 67-Unit 5 Living 68-Unit 5 Living 69-Unit 5 Sunroom 70-Unit 5 Sunroom 71-Unit 5 Kitchen 72-Unit 5 Dining 73-Unit 5 Bedroom 74-Unit 5 Bedroom 75-Unit 5 Bathroom 76-Parking East Elevation West Elevation 03-Overhead Beaches Town Center Town Center Town Center Town Center Neptune Beach The ocean is calling

Property Description
Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property features up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.

Details
Documents
Contract Information
Current Price: $2,690,000
Property Sub Type: Single Family Residence
Property Attached YN: No
Status: Active
List Price: $2,690,000
Listing Contract Date: 2026-06-27
General Property Information
Bedrooms Total: 8
Bathrooms Full: 5
Bathrooms Total: 5
Living Area: 4844
Living Area Source: Public Records
Year Built: 1933
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.17
Lot Size Dimensions: 120 x 60
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 3
Entry Level: 1
Senior Community YN: No
Direction Faces: South
Directions: JTB to A1A North. Enter Neptune Beach, right onto Bay St. Home on the left, second back from the ocean
Public Remarks: Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property features up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community.
List Price/SqFt: 555.33
Fireplace Features
Fireplaces Total: 1
DPR Eligible
DPR Eligible: No
Location Tax and Legal
Street Number: 106
Street Name: BAY
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32266
MLS Area Major: 221-Neptune Beach-East
Subdivision Name: Neptune Beach
Status Change Information
Major Change Timestamp: 2026-09-18T19:10:34Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-09-18T19:10:34Z
Property Features
Architectural Style: Multi Generational; Traditional
Levels: Three Or More
Property Condition: Updated/Remodeled
Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Freezer; Microwave; Refrigerator
Fireplace Features: Wood Burning
Interior Features: Ceiling Fan(s); Primary Bathroom - Tub with Shower
Flooring: Tile
Laundry Features: Electric Dryer Hookup; Lower Level
Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected
Cooling: Central Air; Electric; Multi Units; Split System; Varies by Unit; Wall/Window Unit(s)
Heating: Central; Electric
Water Source: Public
Sewer: Public Sewer
Construction Materials: Frame; Wood Siding
Exterior Features: Balcony; Courtyard
Patio And Porch Features: Deck; Front Porch; Porch; Side Porch
Roof: Membrane; Shingle
Parking Features: Parking Lot; Unassigned
Lot Features: Dead End Street
View: Beach; Ocean; Water
Fencing: Back Yard; Block; Fenced; Privacy; Other
Current Use: Multi-Family; Residential
Road Frontage Type: City Street
Road Surface Type: Asphalt
Possession: Close Of Escrow
Listing Terms: Cash; Conventional
Supplements
Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.
Listing Documents
View Document Sellers Disclosure

Listing Office: DOUGLAS ELLIMAN FLORIDA
Source MLS Verified

Last Updated: October - 02 - 2026

Information deemed reliable but not guaranteed.


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